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Identity theft and fraudulent use of private financial records is a large problem all over the world. In 2004, the U.S. Federal trade commission conducted a survey that indicated over 9 million consumers are victims of identity theft every several weeks. A 2003 study conducted in in england suggested that 20% regarding consumers was first subject to identity break-ins. Clearly, in the English-speaking world, identity theft is an ever-greater threat to your own and financial well-being.